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Home » Watercraft & Boat Insurance

Watercraft & Boat Insurance

Boat insurance with Safeway Insurance Agency can help provide financial protection. Understanding your policy is vital to enjoying your time on the water with confidence.

Contact us today for a personalized boat insurance quote.

What Does Boat Insurance Cover?

Boat insurance is highly customizable. Your agent may recommend the following policies:

  • Liability insurance may help pay for third-party injuries and property damage after an accident with your boat.
  • Physical damage coverage may help cover damage to the insured boat, whether from collisions, storms, theft or vandalism.
  • Personal property coverage may help cover equipment and personal items on your boat.
  • Uninsured boaters’ liability may help provide financial protection if you’re involved in an accident with a boater who does not have insurance.

How Does Boat Insurance Work?

Boat insurance works similarly to auto insurance but is designed for the unique needs of boaters. Choose from various coverage options to tailor your policy to your boating style and needs.

Your insurance premium depends on factors such as the type and value of your boat, your boating experience, and the level of coverage you choose. Choosing a higher deductible can lower your premium.

In an accident or loss, you file a claim with your insurer. The company assesses the claim and, if approved, covers the costs up to your policy’s limit.

How Much Is Boat Insurance?

The cost of boat insurance varies based on several factors, making getting a personalized quote for accurate pricing essential. The type and size of your boat, its age and value, where you use it, and your boating experience all play a role in determining the cost of your insurance.

Ask about discounts for boating safety courses, having a clean boating record or bundling with other insurance policies.

Contact Us

Contact Safeway Insurance Agency in Kansas City, Missouri, to learn more about your personal watercraft insurance options and get a boat insurance quote.