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Home » Watercraft & Boat Insurance in Kansas City

Watercraft & Boat Insurance in Kansas City

Navigating the waters near Kansas City, Missouri, demands reliable financial protection, which is why securing a boat insurance policy is essential to your travels. At Safeway Insurance, we understand the importance of protecting your vessel against unexpected financial incidents—and are here to help. Reach out to us today to explore our solutions and embark on worry-free voyages knowing your watercraft is protected financially.  

What Is Boat Insurance and What Does It Cover?  

Boat insurance is a specialized type of coverage designed to protect watercraft owners from financial losses associated with accidents, theft or liability issues on and off the water. Without it, boat owners risk significant financial burdens and potential legal consequences, leaving their valuable assets vulnerable to unforeseen circumstances.  

While boat insurance policies vary depending on your needs and preferences, most policies may include the following coverages: 

  • Liability insurance—This may help pay for third-party injuries and property damage after an accident with your boat.  
  • Physical damage coverage—Depending on chosen options, such coverage may help cover damage to the insured boat, whether from collisions, storms, theft or vandalism.  
  • Personal property coverage—This may help cover equipment and personal items on your boat.  
  • Uninsured boaters’ liability—This may help provide financial protection if you’re involved in an accident with an at-fault boater who does not have insurance.  

How Much Does Boat Insurance Cost?  

The cost of boat insurance can vary based on several factors, including the type of watercraft, its value and usage, and the desired coverage limits. Other factors that influence costs include your boating experience, navigational area, safety features onboard and any discounts you may qualify for. By partnering with Safeway Insurance, our experienced agents can help you find affordable rates tailored to your specific needs and budget.  

Get Coverage Today  

Contact Safeway Insurance today at 816-931-1222 to learn more about our boat insurance solutions and get a quote customized to your needs. Trust us to keep you covered every nautical mile of the way.