Is It Worth Adding Roadside Assistance to Your Auto Insurance Policy?

When you’re driving on highways or navigating city streets, unexpected car troubles can happen at any time. From flat tires to dead batteries, these situations can leave you stranded and stressed. That’s where roadside assistance comes in, a valuable add-on to your auto insurance policy that offers practical help when you need it most.

What Does Roadside Assistance Cover?

Roadside assistance is designed to help drivers handle common vehicle issues that can occur on the road. With this coverage, our clients may receive services such as:

• Towing to a nearby repair shop if your car can’t be driven
• Battery jump-starts for dead batteries
• Flat tire changes
• Lockout service if you’re locked out of your vehicle
• Fuel delivery if you run out of gas
• Minor mechanical adjustments

These services can be especially helpful during unpredictable weather or when traveling in unfamiliar areas.

Who Can Benefit from Roadside Assistance?

Roadside assistance can be a smart choice for many Missouri drivers, including:

• Those who drive older vehicles that may be more prone to breakdowns
• Drivers who commute long distances or travel frequently
• Families who want added security for young or elderly drivers

If you don’t already have access to similar services through a vehicle warranty or auto club, adding roadside assistance to your policy may fill an important gap.

What Should You Consider Before Adding Roadside Assistance?

When deciding if roadside assistance is right for you, consider the following:

• Cost. This coverage is typically affordable, but it’s important to weigh the cost against the potential benefits.
• Coverage limits. Review what’s included, such as the number of service calls allowed per year and towing distance limits.
• Existing coverage. Check if you already have roadside assistance through another source, like a manufacturer warranty or credit card.
• Convenience. Having help just a phone call away can save time and reduce stress during emergencies.

How Our Team Can Help

At Safeway Insurance Agency, we help Missouri drivers evaluate their auto insurance options and find the right coverage for their needs. Our team can explain the details of roadside assistance, answer your questions and help you decide if it’s a worthwhile addition to your policy.

Contact us today to speak with our team.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.