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Home » The Benefits of Comprehensive Trucking Insurance
August 11, 2023
Garrett Hoffmann

The Benefits of Comprehensive Trucking Insurance

If you are in the trucking business, you understand that the transportation industry has its fair share of risks and challenges. Whether you own a fleet of trucks or operate as an independent owner-operator, protecting your assets, your drivers and your business is of utmost importance.Trucking Insurance

One way to achieve this peace of mind is by maintaining comprehensive trucking insurance from Safeway Insurance, located in Kansas City, Missouri. Contact us today to start building your trucking insurance plan and get a personalized trucking insurance quote.

What Does Comprehensive Trucking Insurance Cover?

Depending on the coverage you choose, your trucking insurance plan may provide financial protection from various risks. Comprehensive trucking insurance, which is typically included with physical damage insurance, may help cover the following noncollision-related losses to your covered tractors, trailers and equipment:

  • Fire
  • Natural disasters
  • Wind damage
  • Glass breakage
  • Theft
  • Vandalism
  • Animal-related damage

Collision coverage is the other type of protection typically included with physical damage insurance. This policy may help pay to repair or replace the insured property if it is involved in a covered accident with another vehicle or object or is in a rollover accident.

Is Comprehensive Trucking Insurance Required?

Comprehensive trucking insurance is not required by law; however, it is highly recommended and often necessary to protect trucking businesses from various risks and liabilities. While some states may mandate only minimum liability coverage, comprehensive trucking insurance can help provide additional protection.

Lienholders may require trucking companies to purchase comprehensive insurance depending on the specific lender and the loan agreement terms. In many cases, lienholders may insist on comprehensive insurance coverage to protect their financial interest in the truck or fleet of trucks. This requirement helps mitigate their risk and ensures that the trucking company can continue to make loan payments even in the face of significant damages or losses.

Every trucking business is unique, and one-size-fits-all insurance may not adequately protect your specific operations. Safeway Insurance offers comprehensive trucking insurance that can be tailored to suit your business needs, ensuring you receive coverage that matches your risks and requirements.

Contact Us

Investing in comprehensive trucking insurance can help safeguard your business, giving you the peace of mind to focus on delivering your goods safely and efficiently. Contact Safeway Insurance today for a trucking insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.

Categories: Blog